What is Pension Credit?

Pension Credit is help for people of pension age on low or modest incomes. If you have reached the Pension Credit qualifying age, you can get Guarantee Pension Credit if your weekly income is low enough.  If you are aged 65 or over you may also get Savings Pension Credit if you have modest income or savings, although this is being phased out.

Between 6 April 2010 and 5 April 2020, the age from which you may get Pension Credit is changing.  It is gradually rising in line with the increase in the state pension age for women from 60 to 66 years. 

You might be eligible to receive more Pension Credit if you are receiving certain disability benefits or if you have someone looking after you.

To apply call the Pension Credit claim line:

  • 0800 99 1234
  • Textphone 0800 169 0133

For information about your State Pension and changes in circumstances such as address and bank details please contact the State Pension / Pension Credit Changes line: 

  • 0800 731 0469
  • Textphone 0800 731 0464

Further information on Pension Credit including the calculations can be found in our Pension Credit factsheet:

You can also contact our Helpline:

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