What is Pension Credit?

Pension Credit is help for people of pension age on low or modest incomes. If you have reached the Pension Credit qualifying age, you can get Guarantee Pension Credit if your weekly income is low enough.  If you are aged 65 or over you may also get Savings Pension Credit if you have modest income or savings, although this is being phased out,

Between 6 April 2010 and 5 April 2020, the age from which you may get Pension Credit is changing.  It is gradually rising in line with the increase in the state pension age for women from 60 to 66 years. 

You might be eligible to receive more Pension Credit if you are receiving certain disability benefits or if you have someone looking after you.

To apply you can call the Pension Credit claim line on:

  • 0800 99 1234
  • Textphone: 0800 169 0133

For information about your State Pension and changes in circumstances such as address and bank details please contact the State Pension / Pension Credit Changes line on: 

  • 0800 731 0469
  • Textphone: 0800 731 0464

As the calculation for Pension Credit is complicated we have written a factsheet that explains it further:

For more information on your possible entitlement and how to claim please contact our Helpline on:

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