What is Pension Credit?

Pension Credit is a welfare benefit available to older people over a certain age who have a low income. How much you get depends on your personal circumstances and the level of your savings and other income.

It has two components, Guarantee Credit (which is designed to top-up your income to a minimum level) and Savings Credit (which gives you extra income if you have saved towards your retirement). From 2016, Savings Credit will be phased out. 

You might be eligible to receive more Pension Credit if you are receiving certain disability benefits or if you have someone looking after you.

Call the Pension Credit claim line on 0800 99 1234 to apply.

Working out how much Pension Credit you might be entitled to can be complicated. Call our Helpline on 0303 123 9999 for more information on your possible entitlement and how to claim.

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